Terms of Use
The rules governing your use of this website and its information.
Effective date: 1 January 2026
Acceptance of Terms
By accessing or using YachtInsurance.asia ("this website"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use this website. We reserve the right to update these terms at any time. Continued use of the website following any update constitutes your acceptance of the revised terms.
Nature of This Website
YachtInsurance.asia is an independent information and referral website. We provide general information about yacht and boat insurance for vessels cruising Asian waters, including destination guides, permit requirements, and coverage explanations. This website is not an insurance company, insurer, or registered financial adviser. Nothing on this website constitutes insurance advice, financial advice, or a binding insurance offer.
Insurance Referral Service
When you submit an enquiry through our quote request form, your information is forwarded to specialist marine insurance advisers who will review your requirements and contact you with quotations and advice. The advisers we work with are independent professionals licensed to provide insurance advice in their respective jurisdictions. Any insurance policy you obtain is a contract between you and the insurer — YachtInsurance.asia is not a party to that contract.
Referral Fees
YachtInsurance.asia may receive a referral fee from our insurance advisory partners when a policy is arranged following an enquiry submitted through this website. This fee is paid by the adviser or insurer and does not constitute an additional charge to you. Referral fees do not influence the objectivity of information published on this website, nor the advice provided to you by the advisers.
Accuracy of Information
We take reasonable care to ensure the information published on this website is accurate and up to date. However, insurance regulations, permit requirements, and cruising rules for Asian jurisdictions change frequently. Information on this website is provided for general guidance only and may not reflect the most current requirements. You should always verify current permit and insurance requirements directly with relevant authorities, marinas, or licensed professionals before departing.
No Financial Advice
Nothing on this website constitutes financial product advice within the meaning of any applicable financial services legislation. Information about insurance products, coverage types, and premiums is provided for general educational purposes only. You should seek independent professional advice from a licensed financial adviser or insurance broker before making any insurance decision.
Intellectual Property
All content on this website — including text, images, graphics, and layout — is owned by or licensed to YachtInsurance.asia. You may not reproduce, distribute, or commercially exploit any content from this website without prior written permission.
Third-Party Links
This website may contain links to third-party websites including insurer websites, marina authorities, and government permit portals. We are not responsible for the content, accuracy, or privacy practices of any linked third-party website. Links are provided for convenience only and do not constitute endorsement.
Limitation of Liability
To the maximum extent permitted by applicable law, YachtInsurance.asia and its operators shall not be liable for any loss or damage arising from your use of this website, reliance on information published here, or from any insurance arrangement made following an enquiry through this website. This includes but is not limited to: uninsured losses, coverage gaps, permit non-compliance, and navigation incidents.
Governing Law
These Terms of Use are governed by the laws of New Zealand. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of the New Zealand courts.
Contact
For questions about these terms, contact us at: hello@cover4you.co.nz