Disclaimer
Important information about the nature of this website and the limitations of information provided.
Effective date: 1 January 2026
Key Points
- • YachtInsurance.asia is an information and referral website — not an insurer or financial adviser
- • Insurance quotes and advice are provided by independent specialist marine insurance advisers
- • We may receive a referral fee when a policy is arranged — this does not affect the advice or premium you receive
- • Permit and regulatory information is for general guidance only — always verify with relevant authorities before travel
General Information Only
The information published on YachtInsurance.asia is provided for general educational and informational purposes only. It does not constitute insurance advice, financial product advice, legal advice, or any other form of professional advice. You should not rely solely on information from this website when making insurance or navigation decisions.
Not an Insurer or Adviser
YachtInsurance.asia is an independent information and referral website. We are not an insurance company, underwriter, insurer, or registered financial adviser. We do not issue insurance policies, make coverage decisions, or provide regulated financial advice. Insurance products and advice are provided by specialist marine insurance advisers and licensed insurers who are independent of this website.
Referral Service
When you submit an enquiry through our quote request form, your details are forwarded to specialist marine insurance advisers who will assess your requirements and contact you with relevant quotations. We may receive a referral fee when a policy is subsequently arranged. This fee does not affect the advice or pricing you receive from the advisers, and does not create any advisory relationship between you and YachtInsurance.asia.
Accuracy of Regulatory Information
Permit requirements, cruising regulations, and insurance mandates for Asian jurisdictions — including Indonesia's CAIT permit, the Maldives cruising permit, Philippines MARINA clearance, Myanmar MTT permit, and similar — are subject to change without notice. Information on this website reflects our understanding at the time of publication and may not be current. Always verify current requirements with the relevant port authority, immigration office, or licensed agent before departure.
Named Storm and Coverage Information
Coverage descriptions, exclusions, and premium guidance provided on this website are indicative only. Actual policy terms, exclusions, and premiums will depend on the specific underwriter, the vessel's characteristics, the navigation area, the skipper's history, and other individual factors. Named Storm coverage, exclusion zones, and war risk territories vary between insurers and change over time. Always confirm coverage terms with your insurer before commencing a passage.
Navigation Safety
Nothing on this website constitutes navigation advice, weather guidance, or seamanship instruction. Tidal conditions, chart accuracy, local restrictions, and seamanship requirements for destinations described on this website should be verified from authoritative sources including official charts, pilot books, and local harbour masters. Marine insurance does not cover acts of wilful negligence. Skippers are responsible for the safety of their vessel and crew.
Limitation of Liability
To the maximum extent permitted by law, YachtInsurance.asia, its operators, contributors, and advisers accept no liability for any loss, damage, claim, or expense arising from: reliance on information published on this website; any insurance coverage gaps or uninsured losses; non-compliance with permit requirements; navigation incidents; or any act or omission of an insurer or adviser to whom an enquiry was referred.
External Links
This website contains links to insurer websites, port authority pages, government permit portals, and other third-party resources. We do not control third-party websites and accept no responsibility for their content, accuracy, or availability. Links are provided for convenience and do not constitute endorsement of any third-party product or service.
Contact
For questions about the information on this website, contact us at: hello@cover4you.co.nz
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