Cebu & the Visayas
Central Philippines Sailing — Island-Hop Through the Visayan Sea
Cebu is the Philippines' second city and the gateway to the Visayas — the central archipelago of 7,000+ islands that forms the core of the Philippine sailing circuit. Boracay, Bohol, Siquijor, Dumaguete, and the Camotes Islands are all within a few days' sail. The Visayan Sea provides sheltered intracoastal passages.
Insurance Notes for Cebu & the Visayas
The Visayas receives typhoon impacts from both the Pacific and South China Sea tracks. Named Storm cover essential. Cebu's port is a major commercial hub — liability cover at adequate levels required. The Bohol Sea and Camotes Sea have shallower areas requiring careful navigation.
Key Anchorages & Highlights
Regulations & Requirements
Insurance for Visayas Island-Hopping
The Visayas circuit — Cebu, Bohol, Siquijor, Dumaguete, Apo Island, and onwards — is one of Southeast Asia's great yacht voyages. The archipelago's protected waters, colourful fishing villages, and extraordinary dive sites attract cruisers on both short charters and extended liveaboard circuits.
Insurance for the Visayas requires coverage for the full Philippine area. A policy restricted to "Philippine territorial waters" without Named Storm cover is inadequate. The Visayan Sea lies in a typhoon crossroads — systems from the Pacific frequently track directly through the archipelago from the San Bernardino Strait, while Gulf storms approach from the Sulu Sea.
For charterers and charter operators in the Visayas, commercial vessel registration with MARINA (the Maritime Industry Authority of the Philippines) is required alongside insurance documentation. Our advisors handle both recreational and charter-commercial policies for the Philippine market.
Frequently Asked Questions
Is Boracay accessible by private yacht?
Yes — Boracay is accessible by yacht via Caticlan on Panay Island. The inner channel to White Beach requires local knowledge given the shallow draft approach. Most visiting yachts anchor off Caticlan and tender to Boracay, or use the limited berths available at the small boat pier. A cruising permit for the area is required.
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Cover for Cebu & the Visayas, Philippines
Best Season
November to April — northeast monsoon; Cebu is slightly more sheltered than exposed Palawan
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